Deposit your investment directly to Richardson Law's Trust Account and provide Hosper with proof of funding.

Late payments are an inevitable aspect of direct mortgage investing (DMI). However, the Hosper team takes care of tracking, collecting, and disbursing late payments for you.

A Senior-Subordinate loan structure is a ranking of debt. This is contrary to a standard mortgage where everything is split evenly (pro-rata).

If a borrower has a clear exit plan, we may offer a 6-month open mortgage. This means the client can pay out their loan early without penalty, as long as everything goes to plan. 

Our investment partners often express wonder: is a condo unit good collateral for my investment? In short, the answer is yes!

If you have any questions about our insurance policy, please contact your Hosper Investment Service Representative. No question is too big or too small – We’re happy to help!

The objective of this memo is to provide a simplified overview of mortgage enforcement. Richardson Law acts on behalf of all Hosper investors to address any mortgage in default. Meanwhile,

Hosper processes all interest payments electronically. This means we deposit funds directly to your bank account every month. In order to ensure we are sending money to the correct account,