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Direct Mortgage Investment Renewal FAQs

Direct Mortgage Investment Renewal FAQs

Is your investment coming up for maturity? Looking to find out more about the process? Here are some FAQ about DMI renewals.

Mortgage Renewals & Extensions: What you need to know

Mortgage Renewals & Extensions: What you need to know

Mortgage renewals and extensions offer investors an effective way to keep invested funds earning.

What's next for Canada’s private lending space?

What's next for Canada’s private lending space?

"We’re definitely still seeing an increased need for private solutions as interest rates remain elevated."
Late payments, collections, and deferred payments

Late payments, collections, and deferred payments

Late payments are an inevitable aspect of direct mortgage investing (DMI). However, the Hosper team takes care of tracking, collecting, and disbursing late payments for you.

Senior-Subordinate loans: How they work and why we use them

Senior-Subordinate loans: How they work and why we use them

A Senior-Subordinate loan structure is a ranking of debt. This is contrary to a standard mortgage where everything is split evenly (pro-rata).

What is a 6 month open term?

What is a 6 month open term?

If a borrower has a clear exit plan, we may offer a 6-month open mortgage. This means the client can pay out their loan early without penalty, as long as everything goes to plan. 

Are condos a good investment?

Are condos a good investment?

Our investment partners often express wonder: is a condo unit good collateral for my investment? In short, the answer is yes!

Insurance Policy FAQs

Insurance Policy FAQs

If you have any questions about our insurance policy, please contact your Hosper Investment Service Representative. No question is too big or too small – We’re happy to help!