What is Direct Mortgage Investments (DMI)?

DMIs offer higher interest rates than traditional investments, with yield options as high as 14%. But what exactly is DMI? 

Direct Mortgage Investments (DMI) is where the investor lends capital directly to the borrower. This direct relationship enables the investor to earn profits from the individual loan's interest.

DMIs stand out due to several key benefits:

• DMIs typically pay higher interest rates than traditional investments (GICs, bonds, savings accounts, etc.)
• These investments are managed by professionals who specialize in mortgage investments, ensuring expert handling and risk assessment.
• DMIs operate within a framework heavily regulated by compliance authorities, providing a secure investment landscape.

The Hosper DMI Program

We understand investing your hard-earned money can feel like a big, daunting decision. To make things easy we are committed to providing you with a hassle-free experience every step of the way. And if any unexpected challenges occur, rest assured we've got the expertise to handle any situations that arise.

Hosper offers options from low-risk to high-yield, so you can tailor your investment preferences to align with your financial objectives.

Here’s what makes the Hosper DMI Program distinct:

• Minimum 1 year commitment. Fully managed and secured by Ontario real estate.
• Registered directly on title. Possibility for higher yield as risk is tied to a single property.
• More control over loans with a hands-on approach if complications (rare) on your loan arise.
• Tens to hundreds of new loans available for investment each month to choose from, with yield options as high as 14%.
• Designed for experienced mortgage investors who prefer the highest return possible and to build their own portfolio of loans.
• Cash investments only (Registered Funds not possible in DMI program). Interest paid monthly (unless borrower complications cause delays).