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Earn 7% to 14% Annually
With Mortgage Investing
Investors earn passive, predictable returns paid out monthly.
Highly secure and backed by residential property in Ontario.

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Get Access to Live Investment Opportunities.
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How Is My Investment Protected?

The Paragon Process: Hosper's Unique 6 Walls of Defence Against Risk
Learn How
Why Choose Hosper?

Our purpose is to provide a consistent pipeline of quality investment opportunities to keep your money working for you – and we take care of the rest. Hosper manages all closings, interest payments and collections, insurance and any required legal or enforcement activities at no additional cost. We are a team of dedicated professionals who manage your investment like it’s our very own.

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Multi awarded for what we do

Strong industry leader

 
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MIC Program
Discover Hosper’s suite of 3 unique MIC share classes. Diversify instantly, watch your investment grow, and enjoy fully managed hassle-free income. Collect monthly dividends or fast track your registered savings plan with compound investing. Invest with confidence with our added capital protection. No experience required – simply set it and forget it.
View MIC Funds
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Compound Calculator

Discover how your investment would perform over time in one of our 3 MIC share classes with our Dividend Re-Investment Plan, a program designed to securely grow your savings exponentially over time.

Maximizing Returns: The Mortgage Investment Calculator Advantage

$0B+
in successfully funded investments
0+
completed mortgage investments
$1000
management fees
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Direct Mortgage Investing (DMI)
Invest directly into Hosper-approved individual mortgage loans. We handle everything from sourcing opportunities to legal due diligences, ensuring maximum returns while protecting your principal. A rotating cycle of new DMI opportunities are available and funded each week, consisting of carefully reviewed mortgages that we comfortably fund ourselves!
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How Does It Work?

We offer fully managed mortgage investment products. All you have to do is sit back and watch as your investment grows.

Origination

We Find the Opportunities

You get exclusive access to high-quality mortgage investments.

We review hundreds of financing requests from brokers across Ontario, giving you first access to the ones that meet our strict criteria.

Underwriting

We Vet Every Deal

Only the deals we’d fund with our own capital make the cut. Our underwriting team dives deep into borrower profiles, appraisals, and property values to ensure your capital is protected from day one.

Funding

You Choose the Investment

Your dedicated account manager will take the time to understand your goals, then matches you with the right opportunity that fits you best — whether that’s a Direct Mortgage Investment (DMI) or one of our 3 managed MIC share classes.

Passive Income

You Earn Monthly Interest Payments

Enjoy passive income with detailed updates, every step of the way.

We manage the loans, collect payments, and deposit interest to you monthly — plus you receive regular reporting on your investment performance.

Our Professional Partners

You made it this far, ready to start?

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Note: Some investment opportunities are restricted to investors with previous investment experience or increased financial tolerance.