Yes. You can split the loan with a friend, or we can fill the remaining share of the loan with another investor in our network.
Whenever more than one investor come together to extend a loan to a borrower this is called syndication. While this is more common in construction financing, we can use the same approach to split a loan into smaller shares at the preference of our investors. (i.e. If the loan is requested for $120,000; 2 investors could each take a $60,000 share, or three investors could take $40,000 shares, etc.)
Since more effort and time is required to complete a loan in syndication, preference will always be given to a single investor taking sole share in a loan. That said, approx. 30% of our loans have more than one investor.