Upcoming maturities are listed on your monthly Investor Statements under the “ACCRUED INTEREST” section (example below), so you can keep track of upcoming maturities and inform us each month if you know you can NOT continue with a mortgage.

We suggest reviewing your statement each month to stay updated on your investments and any upcoming maturities.

If you have questions about an upcoming maturity where you prefer NOT to renew, please let us know with as much advance notice as possible. Our renewals team can be reached at This email address is being protected from spambots. You need JavaScript enabled to view it.. We aim to resolve these cases within 30 days from the scheduled maturity date. 

You can also see if your DMI is eligible for our MIC Rollover Program. Those invested in a MIC share class avoid the potential “headaches” that often come with renewals, as their single investment is spread across a portfolio of loans each managed by Hosper experts.

If you would like to learn more about the MIC Rollover Program, please get in touch with our Investment Service Team, at (647) 277-6509 ext 1 or This email address is being protected from spambots. You need JavaScript enabled to view it..

In most cases, payouts will take place within 2-4 weeks before or after the maturity date. If a mortgage passes the scheduled maturity date, our team will work with the borrower and broker to have the loan paid out as soon as possible. Delays in payout are common and should be anticipated. Strategically speaking, patience to allow a clean exit to occur may be recommended over asserting your right to enforce shortly after maturity. Please allow us to guide you through this process, leveraging our experience exiting 5000+ mortgage investments

Our renewals team will advise you of the borrower’s intent to renew or payout ~30 days before maturity. It is common, however, for our team to only be informed of the client’s action plan at or even shortly after maturity.