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Simple, quick, hassle-free financing

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Hosper Mortgage

We prioritize your financial well-being by providing the best possible interest rates right from the start, ensuring you save more and worry less.

Hosper Mortgage is an established equity-based lender known for fast approvals and quick closings. We lend on residential 1st, 2nd, and 3rd mortgages all across Ontario. As an equity-based lender, we have a common-sense underwriting approach. No income documents or minimum credit score are required.

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Hours
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Income or
Credit Score

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Most traditional lenders have a “fit in the box” mentality. Hosper Mortgage fits the box to your client.

Our Differences

Welcome to Hosper Mortgage! We are a multi-award-winning alternative lender with a strong dedication to broker satisfaction. We help you close more deals by focusing on 3 core principles: speedy approvals within hours of your request, consistent surprise-free commitment packages, and a high level of flexibility for your borrower’s needs. Choose Hosper Mortgage to fund your deal today!

We close more deals on focusing on the 3 core principals.

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Speed
Approvals are fast and commitments are provided within hours.
Flexibility
No income or credit restrictions. We will find a way to offer an approval.
Consistency
Standard commitment packages with consistent terms always.
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We are a Mortgage Investment Corporation (MIC)

Our sophisticated MIC program allows us to get your mortgage funded as quickly and swiftly as your client needs it.

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No income documents,
No minimum credit score

We are a true equity-based lender, meaning that we do not require any income documentation or credit worthiness to close your deal.

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Flexible financing solutions

We understand that each client has unique financing needs. Our experienced team works closely with brokers to provide personalized funding solutions that align with their clients' requirements.

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Interest-only payments

We provide your client with the runway to success by offering interest-only payments, helping them achieve their goals.

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Streamlined and consistent process

We believe in keeping the funding process as efficient as possible, so that you can focus on what matters most: keeping your client happy. We’re known for our lightning quick replies and standard, reliable commitment packages.

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Expertise and Industry Knowledge

With our deep understanding of the mortgage market, we offer brokers valuable insights and guidance throughout the funding process. We stay up-to-date with industry trends to provide informed advice and solutions.

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Transparency and Trust

We prioritize transparency and maintain open lines of communication with our brokers. Our commitment to trust ensures that brokers have a clear understanding of the funding options available and the terms involved.

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Dedicated Support

Hosper Mortgage provides exceptional customer service and dedicated support to our brokers. Our team is readily available to answer questions, address concerns, and provide assistance at every stage of the funding process.

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Long-Term Partnerships

We believe in fostering long-term partnerships with our brokers. As their trusted funding partner, we are committed to their success and work collaboratively to achieve their goals and build mutually beneficial relationships.

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Our business is your success.
We’re here to close gaps in your lending network. With our lightning quick service, tailored funding solutions, and streamlined process, we simplify the journey to success. Our expertise, transparency, and dedicated support ensures you can close more deals and focus more time on your clients. Trust us to be your partner in achieving your client’s financial goals and building your own lasting success.

Connecting Mortgage Brokers with Success, One Funding at a Time.

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JOIN THE GROWING NETWORK

Become a Hosper Broker

Hosper prioritizes speed! Speed of approvals, speed of closing, and speed of payment for your broker fee once the transaction is closed.

We are mortgage professionals who understand the quicker we can close your transaction, the happier your clients will be, and the more clients you will be able to help.

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What sets us apart.

Our impact in numbers

Over 1,000 mortgage brokers cast their votes each year in the CMP Brokers on Lenders survey; and there’s a reason brokers help Hosper win GOLD time and time again! Submit your deal today to find out why we’re brokers’ first choice.

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No income requirements.

Hosper is a true equity based lender, meaning borrowers are not required to provide income documents or have a minimum credit score to qualify for a mortgage with us. Submit your deal to get approved today!

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Minimum credit score
NO
income documentation
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Connect with us now!
Submit your deal today!

Hosper Mortgage is a trusted intermediary by thousands of mortgage brokers across Ontario. Hosper is available on all major broker portals including Filogix, Lendesk, and Velocity.

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Mortgage Brokerage FSRA #12923
Mortgage Administration FSRA #12924

(416) 896-7552

GTA

Home Value Inc. – https://hviappraisal.ca/ – 416-871-9224

Crosstown Appraisals – https://www.cross-town.ca/ – 416-652-3456

Metrowide – https://metrowideappraisal.com/ – 905-479-4400

Gifford Appraisals – http://giffordappraisals.com/ – 905-683-2637

Blake Matlock & Marshal Ltd. https://www.blakematlockandmarshal.com/ – 519-940-0900

Inhouse Appraisal Corporation – http://ihac.com/ – 416-282-4111

Reliable Appraisal – https://reliableappraisal.ca/ – 905-712-8887 

Adaley Appraisal & Consulting Inc. – https://www.adaleyappraisals.ca/ – 437 837-0430

South Western Ontario

Schinkel Appraisals – https://schinkelappraisals.ca/ – 905-387-0100

Musso Appraisals – https://www.mussoappraisals.com/site/ – 519-741-8700

Iappraise – https://www.iappraise.ca/ – 1-888-749-4649

Humphreys Appraisal – http://www.humphreys-ici.com/ – 905-529-6530

Appraisals Niagara – http://appraisalsniagara.com/ – 905-357-7187

Walker & Walker Appraisal Ltd. https://www.walkerandwalkerappraisal.com/ – 905-639-0235

Regional Appraisals – https://www.regionalappraisalsinc.ca/ – 905-356-6646

Brant Residential Appraisals – 519-753-6231

Real Estate Appraising and Consulting – https://www.reac.ca/ – 519-725-0244

Stanshall and Associates – https://stanshallandassociates.ca/ – 519-750-1761

Kennedy Appraisals – 519-227-2092

Otto & Company – https://www.ottoandcompany.com/ – 519-432-2232

Tri Country Appraisals – https://tricountyappraisal.ca/ – 223-236-1100

Valco Appraisals – https://www.valcoconsultants.com/ – 1-800-305-2650

LOCC Real Estate & Appraisals Inc. – 519-344-5622

Ray Bower – https://bowerappraisal.com/ – 519-944-5005

RJ Lyons Real Estate Appraisal Services Inc. http://rjlyons.ca/ – 519-672-0485

D.A. Langeman Appraisal Services Ltd. – http://www.langemanappraisals.com/ – 519-637-0390

Johnson Pietz Realty Consulting Ltd – 905-892-0611

Tri County Appraisals – https://tricountyappraisal.ca/ – 519-671-6918

W. Irvine & Associates Ltd – https://www.swiappraisals.com/ – 519-763-5956

Machel & Associates Ltd. – https://www.machel.com/ – 519-578-5444

West Ontario

HG Appraisers – https://www.hgappraisers.com/ – 705-445-7414

Ron Hopper Real Estate – https://hopperrealestate.ca/ – 519-371-5550

Home Base Appraisals – 519-364-7155

Sutherland & Associates – 519-421-2572

Appraisal Group (Thunder Bay) Inc. http://www.appraisalgroup.ca/ – 807-344-8886

F.R Jordan & Associates – 519-974-0186

Newmarket and North

Appraisers Canada – http://www.appraiserscanada.com/ – 1-800-665-1114

York Simcoe Appraisals – https://www.ysac.ca/ – 905-836-1028

Danford Appraisals – https://danfordappraisals.ca/ – 705-734-2895

McFarlane Appraisals – https://www.mcfarlaneappraisals.com – 705-999-5595

Dennis J Murphy – https://dennismurphyappraiser.com/ – 705-737-5100

Warnica-Poste Appraisals – http://warnicaappraisals.com/ – 705-739-0240

Hutchesson Appraisals – https://hutchessonappraisals.com/ – 705-352-1777

Appraisals North Realty Inc. – https://www.appraisalsnorth.ca 705-688-9300

Appraisals by C&G Inc. – 705-522-7213

Mid-North Appraisals Ltd – 705-724-6348

Swan Appraisals Inc. – 705-526-4271

East Ontario

PVCI – https://pvci.ca/ – 1-800-465-0627

Sharp – https://sharpappraisal.ca/ – 416-887-7001

Everest – http://everestappraisals.com/ – 905-686-3172

Antec – https://antecappraisals.com/- 905-777-1225

Rivington’s Appraisers – https://www.rivington.ca/ – 613-284-0762

Baayen & Associates – https://www.baayenandassociates.ca/ – 705-745-7777

Prince Edward Appraisals Services – 613-476-6832

S Rayner & Associates – https://www.srayner.ca/ 613-384-8921

M.W. Cotman & Associates – http://cotman.ca/ 613-634-2223

M.K. Espie Appraisals & Consulting Ltd. https://espieappraisals.com/ – 905-432-4636

Alexander McMillan Real Estate Appraisal Services http://alexandermcmillan.ca/ – 613-341-9583

M.W. Cotman & Associates Inc. http://cotman.ca/ – 613 634-2223

Ottawa

Shore Tanner & Associates – https://shore-tanner.com/ – 613-224-8484

Romain Appraisals Services – 613-277-1598

Harman Appraisals Services – http://harmanappraisalservices.com/ – 613-266-8045

Able Real Estate Appraisers – https://www.ableappraisers.ca/ – 613-226-7115

Affiliated Property Group – http://www.apgottawa.com/ – 613-728-3991

Tarle & McAllister – http://www.tmappraisals.ca/ – 613-937-4912

Independent Appraisal Corp. https://independentappraisal.net/ 613-564-8282

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