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Simple, quick, hassle-free financing

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Hosper Mortgage

We prioritize your financial well-being by providing the best possible interest rates right from the start, ensuring you save more and worry less.

Hosper Mortgage is an established equity-based lender known for fast approvals and quick closings. We lend on residential 1st, 2nd, and 3rd mortgages all across Ontario. As an equity-based lender, we have a common-sense underwriting approach. No income documents or minimum credit score are required.

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Get approved in

Hours

Income or
Credit Score

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Most traditional lenders have a “fit in the box” mentality. Hosper Mortgage fits the box to your client.

Our Differences

Welcome to Hosper Mortgage! We are a multi-award-winning alternative lender with a strong dedication to broker satisfaction. We help you close more deals by focusing on 3 core principles: speedy approvals within hours of your request, consistent surprise-free commitment packages, and a high level of flexibility for your borrower’s needs. Choose Hosper Mortgage to fund your deal today!

We close more deals on focusing on the 3 core principals.

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Speed

Approvals are fast and commitments are provided within hours.

Flexibility

No income or credit restrictions. We will find a way to offer an approval.

Consistency

Standard commitment packages with consistent terms always.

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We are a Mortgage Investment Corporation (MIC)

Our sophisticated MIC program allows us to get your mortgage funded as quickly and swiftly as your client needs it.

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No income documents,
No minimum credit score

We are a true equity-based lender, meaning that we do not require any income documentation or credit worthiness to close your deal.

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Flexible financing solutions

We understand that each client has unique financing needs. Our experienced team works closely with brokers to provide personalized funding solutions that align with their clients' requirements.

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Interest-only payments

We provide your client with the runway to success by offering interest-only payments, helping them achieve their goals.

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Streamlined and consistent process

We believe in keeping the funding process as efficient as possible, so that you can focus on what matters most: keeping your client happy. We’re known for our lightning quick replies and standard, reliable commitment packages.

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Expertise and Industry Knowledge

With our deep understanding of the mortgage market, we offer brokers valuable insights and guidance throughout the funding process. We stay up-to-date with industry trends to provide informed advice and solutions.

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Transparency and Trust

We prioritize transparency and maintain open lines of communication with our brokers. Our commitment to trust ensures that brokers have a clear understanding of the funding options available and the terms involved.

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Dedicated Support

Hosper Mortgage provides exceptional customer service and dedicated support to our brokers. Our team is readily available to answer questions, address concerns, and provide assistance at every stage of the funding process.

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Long-Term Partnerships

We believe in fostering long-term partnerships with our brokers. As their trusted funding partner, we are committed to their success and work collaboratively to achieve their goals and build mutually beneficial relationships.

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Our business is your success.

We’re here to close gaps in your lending network. With our lightning quick service, tailored funding solutions, and streamlined process, we simplify the journey to success. Our expertise, transparency, and dedicated support ensures you can close more deals and focus more time on your clients. Trust us to be your partner in achieving your client’s financial goals and building your own lasting success.

Connecting Mortgage Brokers with Success, One Funding at a Time.

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JOIN THE GROWING NETWORK

Become a Hosper Broker

Hosper prioritizes speed! Speed of approvals, speed of closing, and speed of payment for your broker fee once the transaction is closed.

We are mortgage professionals who understand the quicker we can close your transaction, the happier your clients will be, and the more clients you will be able to help.

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What sets us apart.

Our impact in numbers

Over 1,000 mortgage brokers cast their votes each year in the CMP Brokers on Lenders survey; and there’s a reason brokers help Hosper win GOLD time and time again! Submit your deal today to find out why we’re brokers’ first choice.

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Successfully funded

Trusted broker partnerships

Mortgages closed

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Average approval time

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No income requirements.

Hosper is a true equity based lender, meaning borrowers are not required to provide income documents or have a minimum credit score to qualify for a mortgage with us. Submit your deal to get approved today!

Minimum credit score

income documentation

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Connect with us now!

Submit your deal today!

Hosper Mortgage is a trusted intermediary by thousands of mortgage brokers across Ontario. Hosper is available on all major broker portals including Filogix, Lendesk, and Velocity.

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Mortgage Brokerage FSRA #12923
Mortgage Administration FSRA #12924

(416) 896-7552