An Experienced Alternative to Traditional Income Investments
Our Team
At Hosper, people come first. Our team blends mortgage lending expertise with disciplined risk management to protect capital and deliver steady, asset-backed returns.
We underwrite carefully, communicate clearly, and stay aligned with our clients and partners on every decision.
Senior Leadership Team
His experience includes senior executive roles with Scotiabank and Wells Fargo, as well as leadership positions within private debt and equity platforms. Most recently, he served as CEO of Velos Capital, the parent company of Westboro MIC and First Source MIC, where he led significant growth across assets under management, net income, credit facilities, and investor equity.
Nick has also served on several boards and was the Ultimate Designated Person of the Westboro exempt market dealer. He holds an MBA from Dalhousie University and a BSc from the University of Toronto.
Business Development Team

For the past years, Jerry has been a key member of Hosper Mortgage, serving as a Broker Relationship Manager. In this role, he has built a reputation as a reliable, responsive, and solutions-oriented partner to mortgage brokers and agents. He is dedicated to helping them succeed by providing guidance, insight, and timely support in an ever-evolving industry.
Jerry’s commitment to excellence has not gone unnoticed. He has earned five consecutive years of industry recognition, a testament to his professionalism, work ethic, and ability to foster meaningful relationships.
After work, Jerry loves to walk and bike, enjoys music, and spends time with his family.

With deep market insight and a strong understanding of deal structuring and client needs, Karim brings a strategic, solutions-focused approach to every interaction. His ability to identify opportunities, navigate complex scenarios, and foster long-term partnerships positions them as a trusted advisor and a key contributor to Hosper’s continued growth.
Outside of work, Karim enjoys spending time fishing with his dog, hiking, camping, biking, and exploring the outdoors whenever he can. A passionate traveler, he loves experiencing different cultures, cuisines, and destinations from around the world, always appreciating the unique perspectives, adventures, and connections that travel brings. He’s also an avid off-road enthusiast who enjoys taking his Jeep on trails and outdoor adventures whenever he gets the chance.
Prior to Hosper, Emerson was a Senior Consultant at Monitor Deloitte, where he advised Fortune 500 companies across the public and private sectors on growth strategy, commercialization, and large-scale transformation initiatives. His experience also includes roles in partnerships and account management, where he helped drive revenue growth and build lasting client and partner relationships.
Emerson holds an MBA in Finance & Entrepreneurship and a BA in International Business from Rollins College, where he was an NCAA athlete on the men’s golf team.
Investment Services Team

Before stepping into his BDM role, Garry spent nearly two years on Hosper’s investment team as an Investment Account Manager, where he developed a strong understanding of underwriting criteria and investor priorities. He holds a Juris Doctor from Barry University’s Dwayne O. Andreas School of Law and a Bachelor of Business Administration from the Schulich School of Business.
Underwriting Team

Known for being a practical resource for brokers, Sarthak enjoys solving the “puzzles” of complex applications. He works closely with partners to find creative, outside-the-box solutions that balance borrower needs with sound investment judgment.
When he isn’t reviewing appraisals, Sarthak is likely exploring the city on his bicycle or trying a new food spot. A cinephile and a football fan, he also enjoys clearing his head on long walks or catching a match at the local pub.

Outside of work, Dyson enjoys staying active through sports, particularly pickleball and soccer, which reflect his team-oriented mindset and competitive spirit. He is also a passionate supporter of Manchester United F.C. and closely follows the club and the sport.
Finance Team


Marketing Team


Operations Team

Em
Compliance Officer
Diana Gomes
Administrative Assistant
For general inquiries contact: ops@hospermortgage.com
Customer Care Team
Manuel
Customer Care Manager
Jasper
Customer Care Representative
Darren
Customer Care Representative
Kimia
Customer Care Representative
Jodi
Customer Care Representative
For general inquiries contact: info@hospermortgage.com
For renewal-related inquiries contact: renewals@hospermortgage.com
About Us
Our Story
January 2016
From Humble Beginnings
Hosper Mortgage was founded in 2016 with just a small seed investment and a big ambition. Hosper Mortgage is open for business
July 2018
MIC A
Hosper MIC “Class A: Balance Fund” is incorporated
December 2018
First Approvals
Hosper MIC approved by Olympia Trust for registered accounts
October 2020
First Gold!
Hosper wins Gold 2020 CMP Brokers on Lenders
August 2021
Share Split
10:1 share split across all 3 funds
September 2021
2 New Funds
“Class B: Comfort Fund” and “Class C: High-Yield Fund” are launched
October 2021
More Gold!
Hosper wins Gold 2021 CMP Brokers on Lenders – Named Canada’s Top Alternative Lender of 2021
April 2022
Hosper & Charity
Hosper announces charitable partnership with JA Central Ontario
October 2022
Gold Keeps Coming!
Hosper wins Gold 2022 CMP Brokers on Lenders – Named Canada’s Top Alternative Lender of 2022
December 2022
Global Awards
Hosper co-founder James Grantis awarded Global Mortgage Top 100
August 2023
New Market Dealer
Hosper upgrades exempt market dealer to “SMV Capital Markets” (FrontFundr).
October 2023
BMO Partnership
Hosper MIC inks financing deal with BMO, providing additional liquidity for shareholders
November 2023
AUM Growth
Hosper MIC surpasses $80MM AUM
June 2024
New Line of Credit
Hosper secures a $50 million Line of Credit from BMO and TD Bank
July 2024
H-Club Founded
H-Club is founded – Hosper’s Investor Community
September 2024
BMO Partnership
Hosper wins gold in three categories in 2024 for Brokers on Lenders: Broker Support, Overall Services, and Satisfaction with Credit Policy
Steps
Award Winning Results
We’re not in business for awards, but were proud and humbled every time we’re acknowledged within the industry for the work we do
Investment Funds Leadership
Financial Innovation Award: Celebrating banks that lead in financial technology advancements.
Mortgage Investment Award
Customer Service Award: Honoring banks that excel in client support and satisfaction.
Equity Lending Award
Innovative Banking Award: Honoring banks for innovative financial products.
Investment Funds Award
Community Impact Award: Honoring banks for strong local community support.
Investment Funds Leadership
Financial Innovation Award: Celebrating banks that lead in financial technology advancements.
Mortgage Investment Award
Customer Service Award: Honoring banks that excel in client support and satisfaction.
Equity Lending Award
Innovative Banking Award: Honoring banks for innovative financial products.
Investment Funds Award
Community Impact Award: Honoring banks for strong local community support.
Contact Us
Your Next Opportunity Starts Today
Take the next step toward earning passive income with Hosper Mortgage. Contact us today for a personalized consultation or to request our investor kit.
Our experts will walk you through the options and help tailor a mortgage investing/funding plan to your needs.
Phone Number for Investors
Phone Number for Brokers
Business Address
21 St Clair Ave E, #200, Toronto, ON M4T 1L9
We Respond Within 2 Business Hours
