About Us

Our process is simple and hassle-free 

Why Choose Hosper Mortgage?

Mission Statement: To be the better alternative to traditional banks.

For Investors: we offer predictable, passive, & above market returns.

For Borrowers: we provide unique financials solutions, as fast as they need it.

For Brokers: we operate with respect, diligence and helpfulness.


Vision Statement: To be the most respected alternative lender in Ontario.


Approvals are fast and commitments are provided within hours of your request.


Standard commitment packages are provided for every private deal with consistent rates and fees.

Our Rates

1st and 2nd Mortgages:

1st mortgage rates starting at 7.99%
2nd mortgage rates starting at 8.99%

$5,000 Quick Cash:

No appraisal required. Ask your BDM for more information.


With no income or credit restrictions you can be sure that we will review your deal and find a way to offer terms. We offer 1st and 2nd mortgage loans based on equity, not credit. We also offer a fast and easy $5,000 quick cash program for borrowers without an appraisal.

Where We Lend & Loan-to-Value

1st Mortgages:

– Up to 75% LTV COMBO up to 80% LTV (Refinances and Purchases, Across Ontario)

– Up to 80% LTV (Purchases, Major Urban Cities)

2nd Mortgages:

– Up to 85% LTV (Major Urban Cities)
– Up to 80% LTV (Across Ontario)

Our Professional Partners