Mortgage Investment Corporation
Build Wealth with Mortgage Investing
Invest with confidence in an Ontario-based Mortgage Investment Corporation (MIC) that delivers passive, predictable income.
Earn monthly income from a diversified pool of secured Ontario residential mortgages through our MIC funds, or select individual opportunities with Direct Mortgage Investing for higher yield potential.
Open to Canadian investors. RRSP, TFSA, RRIF, LIRA eligible.
Our Trusted Partners
1,550+ clients
How Our MIC Works
Who We Are
Hosper Mortgage is an Ontario-based Mortgage Investment Corporation (MIC) specializing in secure income investing through Canadian real estate. We pool investor capital to fund private residential mortgages across Ontario, offering private mortgage investing in Canada that generates steady, asset-backed returns.
As a qualified Ontario MIC, we provide a hassle-free, fully managed investment experience – MIC investing made simple and accessible for Ontario residents.
Stable Returns
Consistent income from a diversified portfolio of secured residential mortgages. Distributions are paid monthly.
Diversification
Spread risk across dozens of loans, locations, and borrower types. No single investment exposure.
Expert Oversight
Every loan is reviewed and monitored by seasoned underwriters with deep real estate experience.
Full Transparency
Access detailed reporting, account updates, and open communication at every stage of your investment.
Real Estate Backed Investment Products
Explore Our MIC Funds and DMI Offerings
Our investment solutions are designed for both new and experienced investors, providing flexible options that match your goals. Invest in Ontario mortgages.
MIC Funds – Hosper Mortgage Investment Corporation
Invest with our Ontario Mortgage Investment Corporation (MIC). Your capital is pooled and diversified across secured residential mortgages, professionally underwritten and serviced by Hosper.
Built for steady monthly distributions and lower volatility. RRSP and TFSA eligible.
Direct Mortgage Investment Program
Invest directly in individual private mortgages for higher yield potential with full transparency. Select exclusive pre-vetted loans originated and serviced by Hosper Mortgage.
Each loan is secured by Ontario real estate, with monthly interest paid to you while we handle underwriting, legal, and loan servicing.
Private Mortgage Funding for Mortgage Brokers
We fund first and second mortgages, bridge and refinance deals, construction draws, and more. Expect common-sense underwriting, quick decisions, clear fees, and direct access to an underwriter.
Same-day approvals, flexible terms, and fast closings.
We keep you involved throughout the entire loan lifecycle to protect your client relationship.
Mortgage Investing Services
Mortgage Investing & Funding
With over $300 million in managed assets, a 7-year history of consistent returns, and 8,000+ satisfied investors, Hosper stands as one of the most reliable names in mortgage investing.
As #1 rated non-bank lender, we offer private mortgages across Ontario. Clear terms, flexible underwriting, and responsive service.
100% of our deals are sourced from brokers.
Invest through our Mortgage Investment Corporation. Your capital is pooled and diversified across secured Ontario residential mortgages with monthly distributions. RRSP and TFSA eligible.
Select pre-vetted Ontario private mortgages for higher yield potential with full deal transparency. Loans are secured by Ontario real estate and serviced by Hosper. Monthly interest. For eligible investors.
Testimonials
Investors & Brokers on Hosper
I have been investing with Hosper for years now and they have always provided excellent services and products.
One of, if not, the best lender to work with. As a broker, we appreciate their quick turnaround times and creative solutions that help us secure the most suitable mortgage products for our clients.
Hosper provided a great return on my investment and a steady stream of passive income. In addition they were responsive to questions I had.
Dyson and his team was very helpful when it comes to underwriting and closing the transaction smoothly. I highly appreciate Team Hosper for providing the best and quick service for my clients.
Great investment option + very friendly staff!
I found the staff at Hosper — especially Sarthak Behal — extremely helpful in closing the transaction. I will definitely do business with Hosper again.
Contact Us
Your Next Opportunity Starts Today
Take the next step toward earning passive income with Hosper Mortgage. Contact us today for a personalized consultation or to request our investor kit.
Our experts will walk you through the options and help tailor a mortgage investing/funding plan to your needs.
Phone Number for Investors
Phone Number for Brokers
Business Address
21 St Clair Ave E, #200, Toronto, ON M4T 1L9
We Respond Within 2 Business Hours
